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IRA Savings Accounts


Home > Personal Banking > IRA Savings Accounts

Salin offers fixed or variable IRAs. Fixed IRAs allow you to lock in rates that are set for the life of the term, while variable IRAs allow you to make ongoing additional contributions to the account (up to the IRS-allowed maximum). Your contributions can even be deducted from your Salin checking or savings account.


IRA Certificates of Deposits

TypeMinimum DepositCompoundingRateAPY*
12 Month Fixed IRA$1,500Quarterly2.20%2.22%
36 Month Fixed IRA$1,500Quarterly2.80%2.83%
48 Month Fixed IRA$1,500Quarterly2.90%2.93%
60 Month Fixed IRA$1,500Quarterly3.05%3.09%
12 Month Fixed ROTH IRA$1,500Quarterly2.20%2.22%
36 Month Fixed ROTH IRA$1,500Quarterly2.80%2.83%
60 Month Fixed ROTH IRA$1,500Quarterly3.05%3.09%
18 Month Variable ROTH IRA$1,500Quarterly2.35%2.37%
12 Month Fixed Education IRA$500Quarterly2.20%2.22%
60 Month Fixed Education IRA$500Quarterly3.05%3.09%

Rates are effective 3/18/2008 and are subject to change. Rates are subject to change on variable accounts. Substantial penalty for early withdraw.
*APY = Annual Percentage Yield

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